Auto [Car] Accident Claims

The list of what insurance companies won't tell you is long indeed! It is in their best interest to limit your claims and minimize their exposure after an accident or injury. Adjusters for insurance companies will not share how much your case is worth, nor will they allow you an opportunity to recover the full compensation that you are entitled to! Knowing what information they will withhold and what tricks they might use can help you to protect yourself in the event of an accident.

What The Insurance Company Won't Tell You...

1. How much the defendant is insured for, what the policy limits are, and how much you are entitled to under the defendant’s policy.
2. You do not have to give a recorded statement to the Defendant Driver’s insurance company. Insurance adjusters will try to get a recorded statement from you and ask you questions, which will misconstrue what happened.
3. The adjuster will act like they are protecting your interests, with a friendly demeanor, but what they don’t tell you is they are only seeking to limit your claim. The adjuster will lead you to believe they are investigating the claim, what they don’t say is, in fact, they are seeking evidence to defeat or reduce your claim.
4. Settling your claim quickly only benefits the insurance company.
5. The insurance company may send you a check, for property damage or medical bills, what they don’t tell you is by cashing the check, it may have the effect of full and final settlement of your case.
6. They will not help you find a doctor and may even tell you it is not necessary. DO NOT SIGN ANY DOCUMENTS WITHOUT SEEKING LEGAL ADVICE. If you sign a medical authorization they will get your current and past medical records to use against you. The adjuster will try and talk with your medical providers, if you signed a medical authorization, and lower your medical costs so they can lower your claim value. They will not pay your medical bills until the claim is settled.
7. The lower amount the insurance company can pay you for your property damage, the less value they will put on your injury claim.
8. The adjusters are trained to assess injuries based on how low property damages are. The insurance company feels low property damage equals a small or no injury.
9. If you wait to see a doctor, the insurance company will determine that you could not have been hurt. Significant gaps of time in between doctor treatments will be treated as though you are not hurt.
10. Your medical bills will be reviewed and the adjuster will lower the value of your medical bills based on their own evaluation of your treatment. The adjuster will also decide some of your treatment was not necessary and simply fail to consider this portion of your treatment.

Don't let the Insurance Company determine what happens with your case! Call Wolfe Law Offices at 360-782-4200 for your free consultation today.